Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones. Scoring a lower interest …
The balancing act between paying more than the minimum payment to rid yourself of debts and building solid savings can be a difficult one for some. Here are some things to consider when making this decision. What’s the interest rate on your loan or credit card? If your debt carries high interest, choosing to pay …
Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the best possible deal for your money. So, what should you negotiate when buying a home? Closing costs Your closing costs are determined …
Purchasing a home comes with many tangible and intangible benefits. One that is commonly overlooked until the start of the year rolls around is the deductions you get on your taxes. As a homeowner, you’re likely able to deduct most, if not all, of your home mortgage interest resulting in a lower tax bill. Interest …
There’s no more important time to work on your credit score than when you’re about to apply for a mortgage. Improving your credit can save you a ton of money—we’re talking about thousands of dollars over the life of the loan. Here are the actions you can take that will have a notable impact on …
Thinking About Buying? Make Sure Your Credit Is In Order Read More »
Imagine that you need to buy a new home all while trying to sell your current one. Andy and Kathy W. share their story… We had a few reasons that prompted us to make a move. For one, my commute to work was an hour and a half long each way, which was taking a …
It’s about you ePropertyWatch delivers information about YOUR home and neighborhood straight to your inbox. Not some dry, dull report about your town – it’s tailored just for you. Of all of the tools and programs we’ll be delivering to you this year, I predict this will be one of your favorites. Each month, free …
“Refinancing” is a scary word for many people, but that shouldn’t be the case for you. For many homeowners, refinancing can not only lower your monthly payments and help with your monthly budget, but it can save you thousands of dollars in the long run. YOU’RE NOT TOO LATE For years now, we’ve been hearing …
Who couldn’t use a bigger down payment? HomeFundIt is changing how it’s done, making it faster and easier. HomeFundIt™ allows home buyers to crowdfund the down payment on a home. The platform is designed to expand home ownership benefits throughout the community. Home buyers can leverage their personal networks of friends, families, neighbors, and coworkers, and …
Many people are eager to buy a home right now while affordability continues to be a highlight of the current housing market. However, a recent survey by Sparks Research shows that 20% of first-time homebuyers cite a lack of financial education as a barrier to homeownership. This is definitely understandable. If you don’t feel comfortable with the financial process of buying …
How Down Payment Assistance Opens Door to Homeownership Read More »